Optimist Creed

THINK like the Rich!

Life is about choice. When you were young, choices were made for you. As you grew and matured you learned to make your own choices, a slow, steady process fraught with both joy and frustration. Now it’s time to make one of the most critical decisions of your life: whether to take control of your finances. Why critical? Because if you take control of your finances, it will empower you to shape a new life for yourself. This choice is really a series of smaller decisions: the decision to change your financial future, a mere preliminary, and the decision whether to follow up, renewed each day you open your eyes. Will you see your choice through to the end?

This work/study book is a road map to your new life. You’ll be navigating through three sections, a varied terrain of rich ideas, practical information, and exercises designed not to determine your direction, but rather to light your way. In Section 1, “Think Like the Rich,” you’ll shed old ways of thinking and adopt new ideas that have the power to propel you up the entrance ramp to financial freedom. In Section 2, “Learn What the Rich Know: The Five Pillars of Financial Literacy,” you’ll absorb the knowledge required to keep you moving down the road. And in Section 3, “Do What the Rich Do: A Step-by-Step Guide to the Financial Fast Track,” you’ll follow a detailed program intended to help you reach your destination.

But first things first. It’s time to take stock of your financial situation. In the pages that immediately follow, you’ll be confronting your fears, your stale habits of thinking, and other hidden obstacles that until now have prevented you from getting ahead. You’ll be inventorying your strengths and your passions, those things you’ve always possessed but never acknowledged, whose power can lead you out of your financial maze. And you’ll encounter new thoughts on the idea of money, thoughts meant to harness those inner strengths and steer you onto the road to your dreams.

Rich Dad said:

“All of us have the power of choice. I choose to be rich, and I make that choice every day.”

Congratulations!

You’ve made the choice to achieve financial freedom; the time has come for the effort.

Two roads diverged in a wood, and I–
I took the one less traveled by,
And that has made all the difference.–Robert Frost

Sempurna

Jika kamu memancing ikan……

Setelah ikan itu terlekat di mata kail……

Hendaklah kamu mengambil ikan itu……

Janganlah sesekali kamu LEPASKAN ia semula kedalam air begitu sahaja…….

Kerana ia akan SAKIT oleh kerana bisanya……

Ketajaman mata kail kamu & mungkin ia akan MENDERITA selagi ia masih hidup……

Begitulah juga……

Setelah kamu memberi banyak PENGHARAPAN kepada seseorang ……

Setelah ia mulai MENYAYANGI kamu……

Hendaklah kamu MENJAGA hatinya……

Janganlah sesekali kamu terus MENINGGALKANNYA begitu saja……

Kerana dia akan TERLUKA oleh kenangan bersamamu……

dan mungkin TIDAK dapat MELUPAKAN segalanya selagi dia masih mengingati kamu……

Jika kamu MENADAH air biarlah berpada……

Jangan terlalu berharap pada takungannya dan menganggap ia begitu teguh……

Cukuplah sekadar untuk KEPERLUANMU sahaja……

Kerana apabila ia mulai RETAK ….

tidak sukar untuk kamu menampal dan memperbaikinya semula……

Dan bukannya terus dibuang begitu sahaja……

Begitulah juga……

Jika kamu sedang memiliki seseorang….

TERIMALAH dia seadanya……

Janganlah kamu terlalu mengaguminya dan mengganggapkan dia begitu istimewa……

Anggaplah dia manusia biasa……

Kerana apabila dia melakukan KESILAPAN ….

tidaklah sukar untuk kamu MEMAAFKANNYA dan MEMBOLEHKAN hubungan kamu akan TERUS hingga ke akhir hayat

Dan bukannya MENGHUKUMNYA dan MENINGGALKAN dia begitu sahaja kerana kamu merasa terlalu kecewa dengan sikapnya

Lalu semuanya akan menjadi TERHENTI begitu sahaja……

Jika kamu MEMILIKI sepinggan nasi……

Yang kamu pasti baik untuk diri kamu……

Yang MENGENYANGKAN dan BERKHASIAT ……

Mengapa kamu berlengah lagi? Cuba mencari makanan yang lain……

Kerana terlalu ingin mengejar KELAZATAN ……

Kelak, nasi itu akan BASI sendiri dan kamu sudah tidak boleh menikmatinya lagi……

Kamu akan MENYESAL ……

Begitulah juga……

Jika kamu telah bertemu dengan seorang INSAN ……

Yang kamu pasti boleh membawa KEBAIKAN kepada dirimu……

MENYAYANGIMU …. MENGASIHIMU ….dan MENCINTAIMU ….

Mengapa kamu berlengah lagi?

Cuba MEMBANDINGKANNYA dengan yang lain……

Terlalu mengejar KESEMPURNAAN ……

Kelak, dia akan BERJAUH HATI dan kamu akan KEHILANGANNYA apabila dia menjadi milik orang lain……

Kamu juga yg akan MENYESAL dan tidak ada gunanya lagi……

Oleh itu janganlah kita terlalu mengejar KESEMPURNAAN kerana ia bukanlah faktor utama KEBAHAGIAAN yang sempurna,

sedangkan jika kita boleh memaafkan KESILAPAN orang yang kita sayang dan akur dengan KELEMAHANNYA sebagai manusia biasa serta BERSYUKUR dengan apa yang kita sudah MILIKI …

kita akan BAHAGIA, BAHAGIA dan terus BAHAGIA …itu lebih BERMAKNA !

“Begitu hidup ini tiada yang abadi yg patah Kan tumbuh yang hilang Kan berganti, namun yang berganti tidak mungkin sama seperti yang hilang”

My Way

And now, the end is near;

And so I face the final curtain.

My friend, Ill say it clear,

Ill state my case, of which Im certain.

Ive lived a life thats full.

Ive traveled each and evry highway;

And more, much more than this,

I did it my way.

Regrets, Ive had a few;

But then again, too few to mention.

I did what I had to do

And saw it through without exemption.

I planned each charted course;

Each careful step along the byway,

But more, much more than this,

I did it my way.

Yes, there were times, Im sure you knew

When I bit off more than I could chew.

But through it all, when there was doubt,

I ate it up and spit it out.

I faced it all and I stood tall;

And did it my way.

Ive loved, Ive laughed and cried.

Ive had my fill; my share of losing.

And now, as tears subside,
I find it all so amusing.

To think I did all that;

And may I say - not in a shy way,

No, oh no not me,

I did it my way.

For what is a man, what has he got?

If not himself, then he has naught.

To say the things he truly feels;

And not the words of one who kneels.

The record shows I took the blows

-And did it my way!

(Frank Sinatra)

You Are Not Alone

R.I.P = Maikel Jacko. Not a really fan of him, but i like this song...

YOU ARE NOT ALONE.

Another day has gone
I'm still all alone
How could this be
You're not here with me

You never said goodbye
Someone tell me why
Did you have to go
And leave my world so cold

Everyday I sit and ask myself
How did love slip away
Something whispers in my ear and says

That you are not alone
For I am here with you
Though you're far away
I am here to stay

But you are not alone
For I am here with you
Though we're far apart
You're always in my heart
But you are not alone

'Lone, 'lone
Why, 'lone

Just the other night
I thought I heard you cry
Asking me to come
And hold you in my arms

I can hear your prayers
Your burdens I will bear
But first I need your hand
Then forever can begin

Everyday I sit and ask myself
How did love slip away
Something whispers in my ear and says
That you are not alone

For I am here with you
Though you're far away
I am here to stay
For you are not alone

For I am here with you
Though we're far apart
You're always in my heart
For you are not alone

Whisper three words and I'll come runnin'And girl you know that I'll be there
I'll be there

You are not alone
For I am here with you
Though you're far awayI am here to stay
For you are not alone
For I am here with you

Though we're far apart
You're always in my heart
For you are not alone
For I am here with you

Though you're far away
I am here to stay
For you are not alone
For I am here with you
Though we're far apartY
ou're always in my heart

For you are not alone...

Going North Malaysia

pagi ni kena pegi penang, kedah, perlis..
North!! here i come!!..
(ntah pape...)

Rancang

Manusia merancang..
Tuhan juga merancang..
Perancangan Manusia tak selalunya sama dengan Perancangan Tuhan..
Kita hamba hanya perlu merasa..
Merasa Syukur dan Redha..
Merasa Ikhlas dan Sabar..